Program finances inexpensive vehicles to employed people on welfare
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http://www.bangordailynews.com/detail/137293.html
Roberts is a customer representative associate for DHHS, and even with her wages still qualifies for food stamps and MaineCare health insurance. She is in the Aspire Program and has been working steadily since 2007, but hasn’t had a car since 2005.
Wow, I could use a low interest car loan, my $500 truck is getting on in years. I haven't had a car that new in years. Why did she need a car, wasn't she getting to work without one? I am surprised that they would not encourage her to use the public transportation system to save the planet. On the other hand how many good cars were destroyed under the cash for clunkers program?
At least it's a loan, and not a handout. The interest may be low, but there is interest being paid. If having the car loan means a person gets off welfare and keeps working, I call that a worthwhile program.
Why does she need a loan for a DONATED car? Who's getting the money?
There seems to be something off here. We have what is presumably a taxpayer funded full time employee of the State who still qualifies for and gets taxpayer funded medical insurance and taxpayer funded food stamps and taxpayer supported car. I don't get it. The BDN seems to revel in all this largess. Moreover, taking the bus is not a hardship. She is lucky to have a bus system to use (probably taxpayer supported). People in my area who can't afford a car or are too old to drive need to ask relatives and neighbors to take them to the store, or doctor.
This is so wrong on many levels. Why not encourage people on public assistance to use public transportation? Why is owning a vehicle a goal? It destroys the environment and can be modified to have a loud exhaust. Keep encouraging these people to take public transportation or ride bicycles, they'll lose weight too and Michelle will be proud of her country again! Let's give them free bicycles!
No answer to my question of why she must BUY a donated car? Is the "non profit" getting the money from this to pay a director and two assiatants?
Now she can take her children to the doctor when they have fevers without making them wait at a bus stop in the cold and take hours to get there. Now she can buy more than two bags of groceries at a time so she can transport them. Now she can go visit relatives who don't happen to live on the bus line.
There are so many reasons this is a great program.
My guess is that the money goes to the dealerships who refurbish do mechanical work on the cars and to the administrative costs of the program?
But the goal of the educated liberal is to separate Americans from their absurd love affair with private transportation, the entitlement class should set the example!
$4000 is a LOT of repairs. I can buy the "administrative" costs. The true goal of most of these programs is to grow the nonprofit/government complex. If they happen to do any good it's incidental to teh true goal of employing more bureaucrats.
Are there no car loans available at $200 per month ? I live in the sticks of western Maine and the GOLDEN GROUP (Community Concepts) has a program where "volunteers" drive people in need to doctors and stores . Isn't that available in Bangor ? Are the people at DHHS who aren't paying this woman enough to get off welfare the same ones who screach about raising the minimum wage other employers must pay and provide multiple paid family covered sick days ? Who is going to pay when she needs $500 for a set of tires for her next inspection ? Is buying gas cheaper than buying a bus ticket ? If she was on welfare and just able to make ends meet what about car insurance payments, excise tax ,registration . Lots of things don't add up, but I never have understood math the way State agencies do it .
Only on AMG would you find people that would find a reason to complain about a person on welfare actually paying for something and trying to improve herself. The alternative...she stays on welfare and doesnt get a car or learn to pay for something.
Well if she could not afford a car before where does she get the money now for repair and gas as well as insurance? And I will admit I feel sorry that she has no co-workers at DHHS, family or friends who have cars in case she needed to go somewhere. And I hate to break this news but you can also save for a car and buy one without a loan. Who pays when she defaults?
She probably due to her own past mistakes, has very bad credit and can not get a conventional loan.
Why doesn't the gov provide a new one at cost from Government Motors Corp? It would eliminate the need for costly repairs , give good enviro friendly transportation, keep union members working, give banks something to do with their TARP money and provide for the expansion of government ..... Just an all around nice addition to the idea that we can make a living do each others laundry.
Cities and towns are reducing parking spaces, raising parking fees and penalties, and intentionally increasing traffic delays to encourage people to find alternate means of transportation. Why are we working to force people into car-pooling or mass transit and then giving more cars to people that are currently using some other means of transport? This makes no sense.
If she can afford a monthly payment and expenses on the car then she should have been able to save up for the car. That is what we do, was she helped by going into debt? It seems she might have been better served by giving her a class on budgeting, instead just like the govt she works for ,she borrowed money she did not have to fill a perceived need. She is still working at the same place she was prior to having a car and didn't seem to have a problem getting there.
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Kinda sounds like a worthwhile program to me.
charlie